First Senior Financial Group — Promises are nothing but lies. First Senior Monetary Group could appear reliable and reliable however his proprietor Phil Cannella has a protracted rap sheet of lawsuits which reveals no matter he has accomplished until date is nothing greater than dishonest folks by way of his firm First Senior Monetary Group. I might insist you guys to not spend money on any annuity or insurance coverage. He seeks to suck each drop of your hard-earned cash by his nonsense methods. Phil Cannella has been well-known to benefit from helpless and has made many developments to smash the life of individuals related together with his firm. I cannot be stunned if he takes away all the cash and runs away. As soon as he’s caught, there gained’t be every other choice left for him. My brother purchased a scooter and received it financed by way of First Senior Monetary Group. Sadly, I misplaced my brother few months again and confirmed the proof to those unprofessional and grasping goons, so referred to as Monetary Specialists at First Senior Monetary Group. He had paid $3000, nonetheless the corporate demanded that the debt was a lot greater than what has been paid. They didn’t give any selection however handy over the paperwork and the scooter to them. I requested them for the detailed mortgage assertion however all they despatched me was the quantity pending to be paid. I’m nonetheless skeptical if I ought to belief them. I had warned my brother to not belief these morons and particularly Phil Cannella as I used to be conscious of their mishandling. Nonetheless, he was not capable of get anybody else to finance his scooter as shortly as they did. In the event you google, one can find many stories that clearly point out how cleaver Phil is and the methods he fools folks round is decisive. One of the best half is, Phil Cannella is excellent at convincing that he doesn’t promote something however his crash proof retirement system is simply one other Annuity gross sales system. His lies are proposed so effectively that nobody can discover the loop gap till the hurt is finished. He methods folks in investing by displaying them prospects and folks finally ends up shedding every part. He’s concerned in promoting insurance coverage index annuities that are among the highest fee merchandise available on the market right this moment. This lucidly displays the hidden motives that Phil is obsessive about. Many famend and respected monetary corporations have outlawed these insurance policies due to their restricted benefit however huge drawback to the investor. Quite the opposite, Phil Cannella vouches for these insurance policies as he has nothing to do with traders revenue and loss. Nothing has modified since its inception. By some means, I really feel the imaginative and prescient of Phil Cannella was at all times to cheat folks and he by no means cared concerning the penalties. Have you ever ever seen anybody pretending to be a Monetary knowledgeable with none specialised diploma in the identical? Phil Cannella is the right instance who advertises himself at each event as a Monetary Skilled which makes him nothing however a deceiver. This isn’t it. I’ve causes to accuse Phil Cannella. Phil Cannella began a charity referred to as “Golden Age” in 2001 which aimed for “Educating the aged”. Many have no idea the reality behind his harmless face. Nonetheless, there are individuals who will inform you tales about his egocentric wishes. He collected massive sums from aged donors and funded the quantity for offering assist for novice athletics which Mr. Cannella’s accomplice (Erich Radtke) and his son are concerned in. Moreover, Phil Cannella took massive sums of cash from the muse as compensation. 9 years since its inception, there have been frequent change of accountants and auditors which is extraordinarily suspicious. You possibly can test the returns for 2001 by way of 2009. These are the general public domains and anybody can view them. If we discuss concerning the inside story, you’ll be stunned to know that his workers have loads to say about his dishonesty. Whosoever joined his firm has discovered themselves trapped and people who made it out worry sharing their ideas brazenly. Isn’t that inhuman? I believe so and I’m positive you’ll have the same views after understanding the within story of his firm premise. Individuals have shared their expertise and have quoted their place as slaves who will not be allowed to assume and discover. The staff who’re capable of tolerate Phil Cannella is due to the payments that they should pay. They don’t even pay their advisors and are constantly on the trip to hang-out them illegally if the voice is raised. A former worker even acknowledged that the picture about Phil Cannella that’s been created is all delusion and he has nothing to do with aged advantages. He frightens his workers to comply with what the corporate has to say with out holding any opinion. To be candid, he solely sees retirees as a foundation of money to fill his pockets. All he cares about is himself. He owns many worker’s wage and retains terrorizing them for making the settlement with out their deserved cost. Many calls him racist and extremist which isn’t in any respect a personality that Monetary Advisors portrays. Few have defined that they don’t thoughts going further mile in terms of cheat folks. In the event that they can’t be true to their workers, who can they be true to? Purchasers will not be even nearer. They don’t hassle conveying individuals who come for the interview about their acceptance or rejection. That is stunning however true. He’s fraudulent and an opportunist who don’t search for folks’s profit however always drive himself for making the best revenue by way of fallacious means. Phil Cannella doesn’t maintain any securities licenses or safety coaching to name himself as “monetary knowledgeable” publicly and make folks consider in one thing that’s not true. Phil Cannella is a giant no for many who wish to spend their hard-earned cash in one thing that’s useful. I might advise to finish all of your associations with Phil and his First Senior Monetary Group if you do not need any downside going forward. Both you’re an worker or a consumer, Phil Cannella has one reply for everybody – “Give a S**t”.

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